Business Vehicle Insurance
Contractors, landscapers, food trucks, couriers and anyone whose vehicles (or employees' cars) are used for work.
Personal auto policies usually stop at the edge of business use. If your vehicle is titled to a company, hauls tools or goods for customers, carries passengers, or is driven by employees, you likely need commercial auto. Take the 60-second “do I need it?” quiz or estimate a budget with the cost estimator.
Do I Need Commercial Auto Insurance? Personal vs. Business Use
When does a personal auto policy stop covering business use? The common triggers that require commercial auto insurance, explained in plain English.
Commercial Auto Insurance for Contractors and Trades
Commercial auto insurance for contractors, HVAC, plumbers and electricians: covering work trucks, vans, trailers, tools and employees who drive.
Landscaping Truck and Trailer Insurance
Insurance for landscaping and lawn-care trucks and trailers: auto liability, trailer coverage, snow-plow use, and what affects your premium.
Food Truck Insurance: Auto, Liability and Equipment
Food truck insurance explained: commercial auto for the truck, general liability for customers, equipment coverage, and event and permit requirements.
Delivery and Courier Vehicle Insurance
Insurance for courier, last-mile and delivery businesses: personal policy exclusions, delivery-app coverage gaps, and commercial auto for your own delivery company.
NEMT and Passenger Van Insurance
Insurance for non-emergency medical transportation, shuttles and passenger vans: required limits, Medicaid broker requirements, and federal rules for interstate passenger carriers.