Terms of use

Information only

CommercialAutoInsurance.net is an independent information and advertising service. We are not an insurance company, agency, or broker, and we do not sell, quote, bind, or service insurance. When you request quotes, we pass your request to a participating licensed agency, which may pay us a flat advertising fee. Cost figures on this site are rough planning ranges, not quotes. Coverage requirements change — confirm current rules with FMCSA, your state, and a licensed agent.

No insurance advice or quotes

Nothing on this site is insurance, legal or tax advice, an offer of insurance, or a quote. Coverage is provided only under the terms of a policy issued by a licensed insurer through a licensed agent. Cost figures are estimates for planning and may differ substantially from actual premiums.

Tools and data

Our tools use public government data that may be incomplete, delayed or wrong, and simplify complex regulations. Verify anything important with FMCSA, your state, and a licensed agent before relying on it. We provide the tools as-is without warranties.

Your requests

By submitting a quote request you confirm the information is accurate and that you are authorized to request insurance for the business described. Participating agencies are independent businesses responsible for their own advice and services.

Limitation of liability

To the fullest extent allowed by law, Cowan Services LLC is not liable for any damages arising from your use of the site, its tools or content, or your dealings with any agency or insurer.

Changes

We may update these terms; the date above shows the latest version. Virginia law governs these terms.